Ontario Insurance Coverage Law with Bite

Beagle puppy — Strigberger Law, Ontario insurance coverage and arbitration law firm

Coverage Arbitration Litigation

Coverage
Arbitration
Litigation

Daniel Strigberger | Insurance coverage and private arbitration lawyer

Hello. I’m Daniel Strigberger

What began as a focused insurance coverage practice has grown into a dedicated team serving insurers across Ontario.

We act exclusively for insurers in complex coverage matters — opinions, arbitration, litigation, loss transfer and priority disputes, and all-lines policy interpretation.

For more than two decades, I’ve worked in the technical corners of Ontario’s insurance scheme. Our team now brings that same depth across a broader range of files, without losing the specialization that defines our work.

Waterloo-based. Province-wide. Insurance law — nothing else (except for the occasional beagle. Read about Columbo…)

20+

Years dedicated exclusively to Ontario insurance coverage law

1

Author of the only legal textbook dedicated to Ontario auto coverage law — published by LexisNexis

1,000s

Coverage files handled — from opinions to Court of Appeal litigation

Priority Disputes 101: Help!

Loss Transfer and Priority Disputes

Auto coverage | Insurance coverage and private arbitration law firm.

Auto Coverage

All-lines coverage | Insurance coverage and private arbitration law firm.

All Lines Coverage

For over 20 years, we have handled hundreds, if not thousands, of loss transfer and priority disputes.

Our knowledge leadership is often imitated but never duplicated.We do not merely dabble in these matters; Daniel has dedicated his career to mastering the art and science behind them, ensuring that every aspect of our approach is both meticulous and strategic. Our list of reported decisions speaks for itself.

Daniel also acts as a private arbitrator for loss transfer and priority disputes. As the roster of long-time arbitrators begins to thin, Daniel brings fresh availability and a reliable instinct for getting matters resolved efficiently.

Auto insurance coverage law text book

We have authored the only legal textbook dedicated to Ontario automobile coverage law (We’re not saying it’s a bestseller, but Daniel’s mom has three copies).

We have appeared before the Ontario Court of Appeal on matters such as determining if an incident qualifies as an “accident” and if a vehicle is categorized as an “automobile”.

We handle the full range of auto coverage issues — from out-of-province accidents and WSIB claimants to section 59 SABS elections, property damage, bodily injury, uninsured motorist coverage, and OPCF 44.

Complex coverage issues? Vague policy wording? Tight deadlines? Sounds like Tuesday. We’ve been at it for 20+ years, and yes, we still read every word.

We provide coverage opinions and defend insurers in coverage litigation across major policy lines, including:

  • Home: Liability and Property
  • Commercial: Liability and Property
  • E&O (Errors and Omissions)
  • D&O (Directors and Officers)
  • Marine
  • Farm

Paws and Reflect

The Nexus Test in Ontario Accident Benefits: Wilson and Wais

Two Coachman decisions appear to point in opposite directions on nexus and priority. They don’t. Wilson and Wais reveal a disciplined framework reshaping how accident benefits claims are adjudicated at the LAT.

SABS Accident Found, But Late Notice Bars Claim: Jones

The LAT found a slip and fall near a vehicle was an accident under the SABS, but late notice accident benefits deadlines and missed reporting barred the claim.

Loss Transfer Fault in Ontario: Why Fault Matters & How it Works

Loss transfer disputes don’t fail because fault is complicated — they fail because it’s misunderstood. This post explains why fault matters, where it came from, and why tort findings are irrelevant.

Why Ontario Insurers Must Keep Log Notes: A Practical Perspective

Why log notes are effectively mandatory for Ontario insurers. FSRA, UDAP, LAT practice, and industry standards all make contemporaneous notes indispensable.

Ontario Court: All Drivers Have a Duty to Avoid Accidents

Ontario’s Superior Court confirms all drivers share a duty to avoid accidents — even by taking steps to prevent harm. Learn what McFee v. Sutram means.