Does a marijuana cultivation exclusion in a homeowner’s policy exclude fire losses to the premises where the plants are growing?
Property Coverage
ONCA Stops Rolling Limitation Period For Business Interruption
This article was previously posted in August 2019. The Ontario Court of Appeal has held that business interruption claims are not subject to a rolling limitation period. In Marvelous Mario's Inc. v. St. Paul Fire, the appellant insureds commenced two actions claiming...
How Much Risk Does A Builder’s Risk Risk?
When a builder negligently repairs a school’s gymnasium roof, which causes rain to spill into the gym and damage the wooden floor below, does the builder’s All Risk Builder’s policy cover the damage to the floor? Pre-Eng v. Intact involved a coverage battle between...
Court of Appeal skunks late property loss claims
The Court of Appeal has allowed an insurer’s appeal asserting the one-year limitation period in an all-risk property policy. The decision highlights how important it is for insurance contracts – and especially limitation period provisions in them – to have clear...