Accident benefits notices are facing increasing scrutiny at the LAT, particularly where insurers rely on generic wording or unsupported conclusions. This blog examines how recent decisions, including Varriano, are reshaping the analysis of “medical and other reasons” under the SABS and what adjusters can do to draft more defensible denial notices. It discusses practical drafting strategies, common pitfalls, substantial compliance, and why file-specific reasoning matters more than mechanical wording or templates.
